Dubai offers a trusted and promising platform to invest in real estate with endless benefits to suit your investment strategy, risk appetite, long term horizons and current portfolio. To encourage overseas investment into the city, the UAE government has tailored unique investment driven visa programs to grant investors the right to reside in the UAE. Initiatives such as these have certainly contributed to the surge in off plan launches, transaction numbers, sales volumes and overseas investment. Together with a proven history in consistently high ROI and global appeal of the Dubai property market – these are just some of the major drawcards to attract real estate investors.
The Dubai investor visa grants the holder the right to reside in the UAE and to come and go as they wish for the duration of the visa. Other benefits include:
- Living the safe haven lifestyle with your family in one the wealthiest and most developed countries in the world.
- Income, capital gains, inheritance, gifts and properties are exempt from taxation in the UAE. The corporate tax being introduced in 2023 will be lower than in most countries so tax benefits are certainly optimised.
A holder of the Dubai Investor Visa becomes a tax domicile of the UAE and is not taxable by the country of their nationality, however this is subject to the investor’s home country regulations.
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A holder of a Dubai Investor Visa is eligible to apply for the Emirates ID card, open a bank account, acquire a UAE driving license, sign up for Etisalat or Du mobile and home packages and many other essential services. The Dubai Investor Visa also grants its holder the permission to sponsor their spouse, children, and parents to enter the UAE. Terms and conditions apply so please check the latest information available. |
Property investors are eligible for the long term renewable 10 year Golden Visa with a property purchase of AED2M and above and this can be bought with cash or mortgaged with a 50% down payment and can be on either a ready/secondary or off plan property. This is great news for property investors who are looking for a longer term financial plan and also residency and access to Dubai.
On top of the property purchase itself – the investor will also need to pay for addition fees to cover :
- Registration
- Issuance of Visa and Identity Cards
- Medicals
- Health Insurance
- Translation of documents and notarisation
These fees and documents required can be checked on this link https://dubailand.gov.ae/en/eservices/request-for-golden-visa-investor/#/
Shorter term 2 year residency visas can also be applied for with an investment into property of AED750K+ . You will need to be in the country to apply for this visa and you may want to check this out https://gulfnews.com/living-in-uae/visa-immigration/how-property-owners-can-easily-apply-for-visa-in-dubai-through-the-cube-1.1663602315702.
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The Cube is a service centre of the Dubai Land Department which helps property owners check their eligibility and apply for and complete all their via procedures. |
Again for this shorter term visa the property can be mortgaged but a No Objection Certificate (NOC) will need to provided by your bank or the developer along with a property mortgage statement. If the property is jointly owned between husband and wife – then they must own equal shares in the property investment. If the shares are not equal then the highest shareholder will become the primary visa holder and then they can sponsor their spouse.
Documents required for these investment visas are :
- Title deed of the property
- Copy of the original sales certificate
- A NOC from the bank if the property is mortgaged
- An attested marriage certificate for applications with joint ownership
- Passport copy with more than 6 months validity
- Copy of current UAE visa – this may residents/ tourist or visa on entry
- Emirates ID if you are already a resident
- Passport Photos
- Proof of valid health insurance from a company in the UAE
- Police clearance certificate or good conduct certificate
- Nationality card from your home country if required
If you want to know more about the health insurance options you can email dld-insurance@dubailand.gov.ae or call 04 203 0637 or WhatsApp 050 917 1057 and 056 934 7917
Government initiatives have played a crucial role in driving the growth of Dubai and the Dubai's government has introduced a range of measures to encourage foreign investment and stimulate the economy, including tax incentives, visa reforms, and free zone areas. Other visa packages and options are available and terms and conditions apply. Please check what option suits your circumstances best.
Another great resource for Dubai statistics and reasons why you may want to consider investing into Dubai for the longer term see https://www.dsc.gov.ae/en-us/Pages/default.aspx
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